Long term care can be a very challenging and confusing topic for the average person to try and understand. There are many different types of long term care planning that can be implemented. Long term care is one of the most overwhelming issues that you or your family may face in your lifetime. This piece of the financial planning puzzle is often the most overlooked and costliest in terms of emotionally, physically and financially exhausting.

The fastest growing segment of our population is age 65 and older. According to the Washington Post (April 1996), six out of every ten people in the United States will have a long term care experience that will impact their family and themselves deeply. It is very important to discuss the values that you have and what is important to you personally so that the appropriate course of action can be implemented. This course of action can vary from person to person.

The most important piece of information that we can share with the general public is that everyone’s long term care plan should be custom designed. We all have different needs, values and beliefs.